Here's an approximate breakdown of how I spent two paychecks across the first whole month I spent in the bay area after becoming employed:
27% repaying debt
21% transferred to short/medium term savings
11% for two weeks at a collective home / hostel in SF
8% on renting and furnishing a storage unit (shelves, bins)
7% on food including groceries and dining
7% for vehicle maintenance and fuel
6% for a new bike and accessories
3% in cash withdrawals for misc purchases
3% for event tickets
2% on a new suit
2% for my cell phone bill
1% for online video services
1% on laundry (including significant over-charge to be refunded/disputed)
1% on "misc"
The above is all based on net paycheck amounts. Here are the proportionally equivalent amounts from my gross pay:
57% taxes (36% of my total gross income)
21% 401(k) contribution
2% health insurance
27% repaying debt
21% transferred to short/medium term savings
11% for two weeks at a collective home / hostel in SF
8% on renting and furnishing a storage unit (shelves, bins)
7% on food including groceries and dining
7% for vehicle maintenance and fuel
6% for a new bike and accessories
3% in cash withdrawals for misc purchases
3% for event tickets
2% on a new suit
2% for my cell phone bill
1% for online video services
1% on laundry (including significant over-charge to be refunded/disputed)
1% on "misc"
The above is all based on net paycheck amounts. Here are the proportionally equivalent amounts from my gross pay:
57% taxes (36% of my total gross income)
21% 401(k) contribution
2% health insurance