After departing a job, apparently my COBRA paperwork was never received by the processing company, so my wife and I are now without insurance. I say "now" because our coverage was mysteriously and silently extended an extra month. So when we were getting covered services in that extra month, I interpreted that as COBRA coverage having started. And when I finally figured out that wasn't the case, it was five days too late to re-submit the paperwork.
Given that they delayed mailing out the paperwork to me eleven days in the beginning, and the misleading nature of the unannounced coverage extension, I am arguing that they need to extend the window at least as much as their own original delay and allow me to re-submit now.
I have also signed up and paid (well, given my payment info for a pending payment) for coverage through Covered CA (who reasonably extended the enrollment window when I explained the situation), but it won't start for two more weeks.
The previous/COBRA coverage was through Anthem Blue Cross.
The COBRA processing company is Basic Pacific; they are the ones who say they didn't receive the paperwork, and I am currently expending most of my energy in their direction.
The new coverage that hasn't started yet is through Blue Shield of California.
If anyone has advice on how to proceed from here, I'm all ears.