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sparrA friend recently asked me for this list so I thought it would be worth posting. I spent about two years pursuing unusual properties as my first home, weird enough that I talked to more commercial lenders than residential lenders. Old schools, churches, campgrounds, etc. I was offering 10-40% down and considering interest rates ranging from 4% to 12%. Over time I had more money to put down, and pursued slightly less weird properties every few months. Here's everyone I pursued financing/lending with, most of which were just one phone call, but also including over two dozen applications (and consequent dings to my credit) and hundreds of follow-up calls. In total I probably spent at least a thousand hours on this process. In the end it was worth it, but it was still a slog.
Trying to buy in Vermont:
- https://selectcommercial.com/vermont-commercial-mortgage.php
- http://www.crefcoa.com/vermont-commercial-loans.html
- https://www.commercialloandirect.com/lending-area/commercial-loans-vermont.html
- https://www.nefcu.com/business/plus-real-estate.html
- https://www.commercialrealestate.loans/vermont-commercial-loans
- https://www.capitalone.com/commercial/industry-expertise/other-asset-classes
- https://online.citi.com/US/JRS/pands/detail.do
- http://usbank.com
- https://www.hfcuvt.com/business/loans
- https://www.vermontfederal.org/contact-us
- https://www.vsecu.com/financial/business-loans/real-estate-loans
- https://www.peoples.com/
- https://www.trustcobank.com/page/mortgages-40.html
- https://cbna.com/
- https://www.barharbor.bank/business/business-loans
- https://www.td.com/us/en/commercial-banking/lending-solutions/real-estate/
- https://www.vermontmortgagecompany.com/
- https://thebankofbennington.com/
- http://vclf.org
- https://www.communitycapitalvt.org/
- http://www.ncic.org/
- http://newtekone.com
- https://www.veda.org/financing-options/vermont-commercial-financing/
- https://www.vhfa.org/contact/vhfa
- http://www.rd.usda.gov/vt
Trying to buy in Oregon:
- http://colonybank.com
- https://www.crossriver.com/
- https://www.granitestatedev.com/lenders/recent-projects/vermont/
- https://www.linkedin.com/in/gregwacker/
- https://www.advantiscu.org/business/commercial-real-estate-loans
- https://www.commercialloandirect.com/lending-area/commercial-loans-oregon.html
- https://selectcommercial.com/loan-request.php
- https://www.jpmorgan.com/commercial-banking/solutions/commercial-real-estate/commercial-term-lending/ctl-portland#client-manager
- https://www.commercialrealestate.loans/oregon-commercial-loans
- https://www.linkedin.com/in/timurkhan
- http://oldwestfcu.org
- https://www.umpquabank.com/commercial/real-estate/commercial-real-estate-division/
- https://www.opbc.com/commercial-loan-officers/
- https://www.willamettevalleybank.com/commercial-loans/
- https://www.willamettecommunitybank.com/
- https://www.citizensebank.com/request-information
- https://www.oregonstatecu.com/commercial-real-estate-loans
- https://beneficialstatebank.com/
- https://www.craft3.org/our-places/Columbia-Willamette
- https://www.aspiration.com/
- http://nxtfunding.com
- http://semble.org
Trying to buy in Hawaii:
- https://www.fhb.com/en/business/commercial-real-estate-loans/commercial-real-estate-lenders
- https://www.hawaiimortgage.net/loan-options/featured/vacant-land-loans/
- https://www.bigislandfcu.com/mortgage-loans
- https://www.hicommfcu.com/
- https://www.agloan.com/financing/loan-inquiry-form/
- https://www.financefactors.com/contact-us
- https://www.cuhawaii.com/loans/personal-loans/home-loans.html
- https://cumembershomeloan.com/cuhawaiifcu20020/Home
- https://www.rd.usda.gov/hi
- https://www.boh.com/business/financing-and-loans/real-estate-development
- https://www.asbhawaii.com/
- http://usbank.com
- http://citi.com
- Big Island Lending Group
- https://www.bigislandmortgages.com/
- https://www.pointfinancialhawaii.com/
- https://www.trustedhomeloanshi.com/jamaica-canas/
- Creative Lending Inc
- https://www.homebridge.com/
- https://www.genevafi.com/nicole-galchutt/
- http://loandepot.com
- https://privatelenderlink.com/profile/temple-view-capital/#contact
- https://privatelenderlink.com/profile/avatar-financial-group/#contact
- https://privatelenderlink.com/profile/conventus/#contact
- https://privatelenderlink.com/profile/rcn-capital/#contact
- https://privatelenderlink.com/profile/yieldi/#contact
- https://privatelenderlink.com/profile/american-heritage-lending/#contact
- Some I called without access to my notes, which didn't lead to follow-up calls
And, finally, trying to buy in Massachusetts:
- Guaranteed Rate
- https://www.washtrust.com/
- https://chadrankin.rmsmortgage.com/
- https://www.zillow.com/lender-profile/trevor%20mcfarland/
- https://www.zillow.com/lender-profile/VIPPresident/
- https://www.websterfirst.com/
- http://milfordfederal.com
- https://www.rocklandtrust.com/
- https://www.homefieldcu.com/
- https://www.stmaryscu.org/
- https://www.shrewsburycu.com/
- https://www.worcestercu.com/
- https://leominstercu.com/
- https://www.wcu.com/
- https://hauslending.com/rental-property-loans/
- https://www.sproutmortgagedirect.com/get-started
- https://www.fairwayindependentmc.com/Philip-Daniel-Ganz
- http://saversbank.com
- http://polimortgage.com
- https://www.sierrapacificmortgage.com/Worcester
- https://www.loandepot.com/branches/worcester-ma
- https://www.leaderbank.com/
- https://www.bostonmortgagesolutions.com/
- https://www.olivetreemortgage.com/
- https://www.yelp.com/biz/mike-rice-new-fed-mortgage-danvers-2
- https://lendmarkloans.com/aaron-berger/
- https://visitamr.com/
- https://www.bluedoormortgage.com/
- https://capstonemortgage.com/
- https://crosscountrymortgage.com/MA-Branch/Claudia-Panarese/
- https://www.conwayfinancial.com/
- https://www.david-silverman.com/
- https://goldcoastmortgage.com/
- http://ConstLending.com
- http://www.equivestmortgage.com/
- https://www.harbormortgage.com/
- https://www.indmortgage.com/
- http://infinitycapitalllc.com/
- https://www.img-mtg.com/
- http://www.jadiamortgage.com/
- http://www.maritimemortgage.com/
- https://macap.com/
- http://masshomemortgage.com/
- https://www.mbamortgageteam.com/
- https://www.morningtidefg.com/
- https://mortgageequitypartners.com/
- https://www.mortgageinq.com/
- https://www.radiusgrp.com/
- https://people.rate.com/savvas-fetfatsidis-35213
- https://www.mysouthshoremortgage.com/
- https://www.westchester-mortgage.com/
- https://public.websteronline.com/
- https://www.boatbanker.com/mfg-home-loans/
- https://www.unibank.com/personal/mortgages
- https://www.millburycu.com/
- First Eastern Mortgage Corporation
- https://www.bankhometown.com/
- http://www.mnbonline.com/ (SUCCESS!)
- https://www.bostonmortgagesolutions.com/
- https://www.td.com/us/en/personal-banking/mortgage/